Cosmetic surgery used to be only for prosperous, but nowadays it is no longer true. The fact that you need to pay a huge fee is still intact, however, today you have innovative ways to pay those gigantic bills. Talking about the most popular cosmetic procedure of 2017, if you are wondering about how to get money for breast augmentation, you have come to the right place. In this article, we will discuss some traditional as well as non-traditional ways, as there is no shortage of ways to pay for breast implants in 2018.
In fact, it started back in 2015, when more than 280,000 women and teenagers underwent breast augmentation surgeries. Additionally, 106,000 breast cancer patients went through the procedures for medical causes. Out of all, breast reduction surgeries recorded the highest percentage, a growth of 11% to be exact.
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Why you need help with breast implants?
According to a data revealed by American Society of Plastic Surgeons in 2016, a typical breast augmentation surgery costs $3,719 on an average. This increases further with the options like silicone implants, which are usually costlier than the saline implants. Moreover, it also excludes the hospital expenses like medicines, anesthesia and operating room charges.
Paying for breast implants in this situation is way out of the league for average an independent woman. Furthermore, things go wrong when insurance companies deny the reimbursement, as they consider breast implants as a cosmetic procedure, not medical. Therefore, the only option left is getting some financial help with breast implants, as you have to bear the whole cost solely.
Luckily, in 2018, getting help in paying for breast implants is not so hardcore, and you can explore multiple ways to pay for your breast augmentation surgery.
What are the ways to pay for breast implants?
Winning a loan from a financing body is the most obvious option coming to our senses. You can approach multiple financing bodies from the following listed entities. These establishments offer loan services for an array of needful events.
- Loan from a bank: Banks offer loan for an array of necessities. Advances like personal loan, medical loan, Car loan, House loan, etc. are the most popular ones. However, only a few banks offer loan for breast augmentation, that too in case of medical emergencies. Hence, getting a medical loan for your breast implant is out of the league. Nevertheless, you can ask for other loans like Personal loan, Loan against property, Loan on credit card and loan from 401(k) account.
- Loan from a finance company: In addition to the banks, there are authorized financing bodies, which offer a way similar to the banks. These companies have offer loans for untraditional expenses like cosmetic surgery and breast augmentation. You can approach them for a more speedier and convenient way to finance your breast implants. A few examples are Pawnshops and dedicated finance companies.
- From the doctor’s payment plan: Doctors have now understood that breast augmentation is one of the most demanded procedures in 2018, and they are expensive too. To make it easy for the aspirants, many doctors and private hospitals offer easy EMIs on paying the bills with equal installments. You may want to Google about hospitals and doctors like these in your locality.
Risks in the traditional help with breast implants
The above-mentioned ways are few of the traditional methods. These bodies have been financing the needs for a long time and they are very popular too. However, they all possess some cons, which I think is necessary to explain here. Jumping into them without understanding the risks would not be wise conduct. Hence, here are they-
They ask you for collaterals in return–
- It is obvious that no one is going to hand over even a single cent without any assurance for the repayment on time. Banks and finance companies ensure this with a thorough background check of your assets and liabilities.
- They demand something as collateral in return of the loan. Depending on the amount, you might have to put everything you own in the collateral. Your car, house, land, fridge, TV, and even the vacuum cleaner.
- If you have a diminished credit score, Bank loans are out of the league for you.
- Though some finance companies provide loan with bad credit score, they would charges fortunes as interest on the repayments. Even the collaterals, in this case, are excessively high.
Loan against credit card is not enough –
- You should consider credit cards for small and medium-sized expanses, as the repayment period is very short here. Considering them as a financing option in breast augmentation may end up destroying your credit score if you miss even a single EMI.
- The cost of a breast augmentation surgery often goes beyond the usual limits of the credit card.
- Even if you have a high limit card, the gigantic-interests in case of late repayment will make things out of control.
Be prepared to lose your equity and collaterals–
- The nicest part about loans from nontraditional companies is they do not depend on your credit score. However, the collaterals here are excessively high and repay period is very short.
- Huge finances often result in people losing their collaterals for good to the pawnshops.
Crowdfunding – A new way to finance Breast Implants
If you are one of those who cannot afford the luxury of breast augmentation, and even bank loan is inaccessible to you, you can try out the non-traditional means of crowdfunding. The Internet is full of websites and platforms that promise to pay for these luxurious procedures, ultimately making them almost free for you.
Crowdfunding is an untraditional way to finance your nontraditional expense. We have seen it collecting funds for an array of grounds. From helping people in cancer treatment to collecting funds for disaster relief, crowdfunding has always been helpful to the deprived. These days, the crowdfunding websites for financing cosmetic surgeries are attaining immense reputation among the women. Googling alone will serve you with innumerable niche-based crowdfunding platforms dedicated to getting money for breast augmentation.
How Crowdfunding is a new better option?
The dedicated crowdfunding websites work very similarly to every other crowdfunding website on the internet. The mechanism is very unpretentious. Women looking for help with breast implants sign up on the website and update their profile, explaining their campaign. The men sign up on these platforms as a contributor and donate to the women accordingly.
A typical dedicated crowdfunding site operates as follows for the women and contributors:
For the fundraisers-
- Adult Women, sign up on the website as a fundraiser.
- They update their profile with verified details like name, age and photos.
- They can choose to keep their location undisclosed.
- They declare their motive and methods for fund collection with the campaign.
- Next, fundraisers set a goal amount they wish to collect.
- Women also illuminate the mode of interaction they would adopt for being paid: text chat, video chat, photo sharing etc.
For the contributors-
- Men act as ‘Contributors’ who sign up to donate to the women in need.
- To transact the donations, each website has its own credit units also called as points or tokens.
- Contributors purchase the tokens and use them to carry out different on-site transactions.
- For example, sending one message to a fundraiser may cost one token, calling them on internet telephony charge one token per minute, interacting through video chat may cost two tokens per minute and so on.
- For each type of interaction done with the contributors, fundraiser gets some corresponding tokens, which is accumulated in their account.
- Once they reach the goal amount of the campaign, they can request a payout form the website.
- The website would then levy some charges as commission and transfer the rest to the fundraisers’ accounts.
PS: Some websites do not transfer in the personal account and directly pay the bills to prevent the miss use of the platform and its dedication.
Why would someone finance your breast surgery?
As these sites dedicate to a single cause, all the members comprehend what they are signing up for. Any dedicated crowd-funding site has hundreds of users from both sides. Men, who are interested women and want to help them enhance their self-confidence, sign up as a contributor, in return, they get to fulfill their desires of interacting with a woman without being judged for it. They can get explicit attention from the women they are interested.
Is explicit attention means adult content?
A simple answer would be a clear “No”. These are crowdfunding sites, and more of a social media network. Unlike porn sites, women here do not need to resort on pornography to be paid. However, depending on the rules and regulations of the websites, users might be free to express their campaigns in the finest conceivable ways. Fundraisers are free to decide if they if want to show some appreciation to their donators with a private video chat or a sexy photograph.
Indeed, some men would take this as motivation and donate more and more to interested profiles. We have seen some long-lasting and healthy relationships coming out from the campaigns. Members continue to interact even after reaching the goal amount.
Author Bio: I am a professional blogger, guest writer and Influencer. Currently associated with HerBodyBank as a content marketing strategist.